Who we are
DataCheck Limited is Pakistan’s premier credit bureau organization founded in the private sector in 2001. We work with major financial institutions in the country, facilitating them with credit information to screen and monitor borrowers. The organization can generate credit reports on borrowers and maintains analytical tools that further assist in monitoring their loan portfolios.
We inaugurated our services with negative-only data reporting services, but in 2007 we expanded our services to incorporate positive data services. In 2008, with assistance from the International Finance Corporation (IFC), we launched our Credit Scoring service, a powerful tool extensively used by our customers in predicting customer default. At present, we are privileged to have twenty-five consumer institutions availing our services.
In October 2013 our operations progressed with the launch of the microfinance credit bureau, serving as an information-sharing platform on borrowers at the national level. Currently, we have forty-nine clients, including both bank and non-banks.